When you’re injured on the job, workers’ compensation benefits can provide much-needed financial support as you recover. However, it’s important to remember that these benefits come with strings attached. In order to continue receiving workers’ comp, you must follow certain rules and guidelines. Making mistakes can put your benefits at risk, potentially leaving you without the support you need. In this article, we’ll outline some of the most common missteps that injured workers make while on workers’ comp, and provide tips for avoiding them.
What is Workers’ Comp?
Workers’ compensation is a type of insurance that provides benefits to employees who are injured or become ill as a result of their job. The purpose of workers’ comp is to provide financial support for medical expenses, lost wages, and other costs associated with a work-related injury or illness. Workers’ comp benefits are typically paid by the employer’s insurance company, and the amount and duration of benefits vary depending on the severity of the injury and the state in which the employee lives.
What Not to Do While on Workers’ Comp
Don’t Miss Doctor’s Appointments
One of the most important things you can do while on workers’ comp is to attend all of your scheduled doctor’s appointments. Your doctor will evaluate your condition, monitor your progress, and determine when you’re ready to return to work. If you miss appointments, it can be difficult for your doctor to assess your condition, which can delay your recovery and potentially jeopardize your benefits.
Don’t Work While on Workers’ Comp
It may be tempting to work while you’re on workers’ comp, especially if you’re feeling better and need the extra income. However, it’s important to remember that working while on workers’ comp is illegal. If you’re caught working while receiving benefits, you could be charged with fraud and your benefits could be revoked.
Don’t Ignore Your Employer’s Requests
Your employer may ask you to complete certain tasks or provide documentation while you’re on workers’ comp. It’s important to respond to these requests promptly and fully, as failing to do so could result in a delay or denial of benefits. If you’re unsure about what’s being asked of you, ask your employer or contact an attorney who specializes in workers’ comp law.
Don’t Discuss Your Case on Social Media
Social media can be a valuable tool for staying connected with friends and family, but it can also be a source of trouble while you’re on workers’ comp. Posting about your case on social media can be used against you in court, as insurance companies and employers may use your posts to argue that you’re not as injured as you claim. To protect your benefits, it’s best to avoid discussing your case on social media altogether.
Don’t Refuse Medical Treatment
If your doctor recommends a certain course of treatment, it’s important to follow through with it. Refusing medical treatment can be seen as a sign that you’re not taking your recovery seriously, which can jeopardize your benefits. If you have concerns about a particular treatment, discuss them with your doctor before making any decisions.
Don’t Misrepresent Your Condition
It’s important to be honest with your doctor about your condition, as misrepresenting your symptoms can lead to a delay or denial of benefits. If your condition improves or worsens, be sure to inform your doctor so that your benefits can be adjusted accordingly.
Key Takeaways
- Workers’ compensation provides benefits to employees who are injured or become ill as a result of their job.
- In order to continue receiving workers’ comp, injured workers must follow certain rules and guidelines.
- Common mistakes that injured workers make while on workers
